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Renters Insurance
Get
a Quote
"I rent an apartment.
I don't need
insurance- do I?"
Yes- you need Renters Insurance. If there is a fire or other
catastrophe, who will replace your:
-
clothing
-
furniture
-
stereo
-
TV
-
computer
-
jewelry
Your landlord only insures the building you live in-
not YOUR personal belongings!
Personal Property
Your Renters Insurance policy can help
replace your personal belongings in the event of a covered loss. Common
losses are due to not only fire and theft, but also accidental and sudden
discharge of a sprinkler system. Water damage can be as destructive as
fire- don't get caught without the right insurance!
Loss of use
Your Renters Insurance policy can pay the additional costs
of living in hotels, eating in restaurants, etc., while you are out of
your home due to a covered loss.
Personal
Liability coverage
This coverage gives you liability protection against claims caused by almost any unintentional
act, and will help pay legal expenses to defend such a claim.
Personal Articles floater
This extends coverage for your valuable articles, such as jewelry, furs or
collectibles, when their value is higher than the limits stated in your
policy.
Contents Replacement Cost
This option extends the coverage on your personal property to
include the ACTUAL cost of repair or replacement without deduction for the
depreciation. There are, of course, policy limits, so ask us for details.
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